By on July 22, 2021

If you have been involved in an accident through a car accident, at work, in public through someone else’s negligence, or medical negligence, you can initiate a personal injury claim. A personal injury attorney specializes in personal injury claims and can help you seek the rightful amount of compensation for the injuries you suffered due to the accident. Although you can seek compensation by yourself, you have better chances of success and making the best out of your claim with a  personal injury attorney on your side.

But you may be wondering how personal injuries really work in terms of the fees and costs and how you will cover the costs. According to the Scura attorneys at law, these few insights can help you understand more about legal fees and costs regarding personal injury claims.

The no win no fee agreement

The no-win-no-fee agreement means that if the lawyer does not win your personal injury claim, you don’t pay them any fee. Therefore, you do not suffer any risk. Many personal injury lawyers work on the no-win-no-fee agreement, but you must look into the agreement’s details to ensure you understand everything beforehand. Some agreements require you to pay the lawyer’s costs and disbursements even if they lose the claim, which can amount to a huge bill on your side.

Contingency fee agreement

Many personal injury attorneys work on a contingency basis. That means you do not pay any money up front and you pay them when your compensation is reimbursed. In most cases, the lawyer’s fee may be 33-40% of the amount they collect as compensation for your claim. Remember that there are medical expenses to subtract and sometimes you may realize that you take home much less than the lawyer got from the insurance company. Luckily, you can renegotiate the lawyer’s fee.

In most cases, it is not easy to come up with the lawyer’s fees upfront and most personal injury clients also find it challenging to pay a lawyer on an hourly basis in pursuit of their claim. With contingent fee agreements, the lawyer takes up the case without requiring any client’s money and agrees to take their fee as a percentage of the client’s final settlement. That benefits both the client and the lawyer. However, contingency fees may not be cheap because the personal injury attorney is taking a huge risk, and you are not paying any fees upfront.

Should you hire a personal injury lawyer on a contingency fee basis?

You need to be informed before deciding to hire a personal injury lawyer on a contingency fee agreement. For instance, if the insurance company is persuading you to accept only a portion of the expected compensation and you think that your claim is worth much more, it is worth getting a personal injury attorney on a contingency basis. You have so much to gain in such a scenario.

Lawyer’s costs

Lawyers’ costs are different from the fees. They refer to all the expenses the lawyer has incurred to pursue your claim, such as investigating the accident, hiring experts, etc. Depending on your agreement, you may have to pay the lawyer’s costs out of your final settlement amount.

the takeaway

Avoid disagreements about lawyer’s fees and costs by getting the fee arrangement clear at the beginning.

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Why should you attend CA inter test series before the final test?

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CA inter test series

Imagine: you’ve been studying hard all spring for CA Inter Exam and finally the exam morning is coming. You calmly step into the hall and look for a seat for yourself. The experiment begins and you start to do the tasks eagerly, but your enthusiasm clots quickly and the panic starts to grow when you realize how exciting the test situation is. You start to hope that you could have prepared better for the situation.

In my opinion, one of the best exercises on the coaching course was the Ca Inter Test Series. There were Ca Inter Test Series at the same time as the real CA Inter exam would be. What made the experiments great was that they could very well have been just the right CA Inter exam! At the beginning of the experiment, there may be material and multiple-choice questions. The questions are of the same level as the CA Inter examination for Accounting, and their topics vary from one test to other. 

Track your Progress

Education has also become interested with new technology. We used to do examinations days ago and wait for the results for days. Now, students can save time online through testing and get their results after the test is over.

Instant feedback can be viewed and your performance is assessed with the help of CA Inter Test Series. This helps CA aspirants to identify their weak areas and can begin to correct them before attending the principal examinations. The online mock test will let pupils track their development.

Improved Time Management

Another important thing I learned from the CA Inter test series was the time spent during the exam. Although it felt tempting at times, it was not worth attacking multiple choices first. My own habit was to first quickly scroll through the exam completely, so I got a good idea of ​​what kind of assignments were promised. Based on this, I started with the tasks that seemed the easiest. If an assignment turned out to be cumbersome or time consuming, I skipped it and quickly moved on to the next one – in the entrance exam when I can’t afford to get stuck.

Easier to deal with

Online CA Inter Test Series are easy to use because only a username and a password need to log in. The students are automatically tested and saved time and effort. You can get access to these examinations on a PC, laptop, tablet or smartphone from any device.

The outcomes of these tests are automatically saved in the learning management system, saving both students and teachers time. With the online CA Inter Test Series, eLearning made learning and assessment easier.


Most candidates studying for CA Inter exams or examinations in the CA Final either work or complete graduations or Masters degrees, as noted previously. Therefore, they take the exam very minimal time and then wait a long period for the results.

They also get ready for tests that make it hard to handle things. The online mock exam is a great choice for these candidates as they can take the test whenever, whenever and on any device and get quick feedback and findings.

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Why USA is one of the best places to do business?

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2. Obtain an EIN

In today’s world, the USA is one of the best places to do business. Business in America is a great option for those who wish to earn money through honest work. The colossal internal market, low level of corruption, transparent legal system, state support and assistance to small business, positive attitude of society towards various forms of independent activity allow one to enjoy doing business. In the United States, there are all the opportunities not only to profitably make your investments, but also to make your business quite profitable.

Doing Business in the USA

The USA is a country of entrepreneurs and it is easy to incorporate company in USA. This statement is not fiction, but a fact of life. It comes from the fact that in the United States, almost every day, a lot of original ideas for new business areas are born. Therefore, you do not have to think for a long time about what to do; you can use an already existing business model.

Currently, the United States has the lowest taxes, while Delaware, Wyoming and Nevada have none other than the annual re-registration fee. The United States and the CIS countries have reached an agreement on the inadmissibility of double taxation. A businessman who has paid the minimum US taxes is fully and officially exempt from tax in the CIS countries. Also, a company owner who registered his business in the United States is exempt from paying taxes on profits that he earns outside the United States, even if he is not a resident of this country.

LLC incorporated in Delaware has a number of advantages:

  1. It can be created by one person (both a resident and a non-resident of the United States, both an individual and a legal entity). The presence of a Director (manager) is not required, the LLC can be managed by the participants (member) themselves. The maximum number of LLC members is not limited.
  2. Obtain an EIN is the most important step and can be done easily.
  3. Members are not personally liable for the debts and obligations of the limited liability company. The participant’s liability is limited by the amount of his contribution (as in corporations).
  4. The internal organization of relations between LLC participants is flexible, a high degree of discretion, which is expressed in the ability to provide for any conditions for the distribution of profits in the Agreement of the company’s participants, create classes and groups of participants endowed with special rights and privileges, etc.
  5. If a limited liability company is incorporated by a non-resident alien in the United States and does not operate in the United States, then it does not have to pay federal taxes. The LLC in this case only has to pay the franchise tax levied on legal entities in the state of Delaware. The LLC rate is fixed at $250 per year.
  6. There is no minimum capital requirement for an LLC.
  7. The profits of the LLC can be distributed in any way that the LLC members have agreed in the Company Membership Agreement, regardless of the size of the contribution of one or another member.

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What are the facility provide in LPU MBA distance education?

By on July 17, 2021
lovely professional university MBA distance

You need to examine appropriately prior to taking confirmation in a MBA school. Simply contact individuals who have passed from LPU and you will understand what sort of position they give to effective plan and furthermore about the foundation of the school. Elderly college can reveal to you a ton about that school and staff. The vast majority of the private schools in India offer MBA degree and you can without much of a stretch get confirmation in light of the fact that there is positively no contest for affirmation in those private universities. Organizations like IIMs request an excellent score in CAT and it’s difficult to get affirmation there. In this way, it is all reliant upon you and must investigate the grounds and get some information concerning instruct.

What are the main factors of LPU in MBA course?

MBA is turning into a profoundly mainstream course that is grabbing the eye of the understudies after the graduation as there is an enormous interest for the college that are capable with the MBA grade. With the accessibility of MBA courses, lovely professional university MBA distance is an end to or correspondence course. Understudies and instructors can impart advantageously from anyplace by means of the office of virtual classes, permitting consistent conversations to be held.

At the end of the day, distance MBA is presently forming into a few MBA programs on the web, satellite, low maintenance and leader, explicitly custom fitted for an exact expert. If your organization isn’t licensed by any of the previously mentioned bodies, the degree would not bear any worth. Keep in mind, you will discover many establishment offering LPU programs, however going for one of the top organizations would matter the most over the long haul.

What are the fields covered in MBA course?

Right now an enormous segment of the B-Schools are advertising lovely professional university MBA  distance course and countless MBA hopefuls are benefitting by it. Understudies pick field which is huge with their work choice. Picking a area in distance learning is practically just about as clear as picking it is anything but a full time span course. The leader’s certifications improve one’s resume and the interest of the board degree holders is very high watching out.

What are the basic qualifications for MBA?

The contenders who wish to foster their employment in the field of industry and exchange generally select the student programs offered in business association. Understudies who successfully qualify all the capability measures demonstrated by the Institute get a chance to choose the plan. Independent person of dealing management can be gained by any person who has passed their twelfth from a supposed school or Board with English as one of the subjects.

Moreover, Candidates who have scored a base degree of 45% are able to apply for the course. As needs be, this course of action with the various exercises and trades in the business world which are for the most part fundamental. Despite higher assessments, MBA graduates can pick a wide extent of callings also.

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Types of Unsecured Loans Available in India

By on July 15, 2021
Unsecured Loans Available in India

Business finance may seem tricky at times. Especially in a dynamic environment like today, as a business owner, you may often find yourself wondering about the best possible way to fund a particular business need. Business needs can vary between purchasing assets such as land or leasing a factory or shop or buying new machinery, working capital requirements, or basic operating expenses such as overheads and salaries. Here are ten different types of unsecured business loan available for entrepreneurs in India.

Term Loan

One of the most common types of business finance is a term loan. The loan could be secured or unsecured. The amount available depends on the business’s credit history. A term loan is taken for a specific purpose, generally for capital expenditure. 

Start-up Loan

A start-up loan is for new business ventures. Applicants for such loans may not have an excellent credit history on their company due to a lack of business vintage. The current turnover figures and other financials are also considered to decide the loan amount, tenure, and interest rate applicable. 

Working Capital Loan

Working capital loans is a type of unsecured business loan taken to overcome the shortage of cash to operate a business on a day-to-day basis. It generates a balance in the cash flow necessary to run a business. This loan is also helpful to deal with a shortfall of cash during the off-season or meet demand during a peak season. Most eligible applicants are service providers, manufacturers, wholesalers, retailers or traders engaged in exports and imports.

Also Read:- Line of Credit – Know Meaning, Definition, Types & Advantages

Invoice Financing

Invoice financing is also known as invoice discounting or invoice factoring. This type of funding is primarily for small businesses that encounter a time lag between raising invoices and receiving payment from the clients. The financial institution provides funds against the amount raised in the invoice. 

Equipment Financing

It is the manufacturing businesses that usually opt for equipment financing or machinery loan. Manufacturing units require costly equipment for the operation of their business. And to purchase the machines, out of all the types of business loans, equipment financing is the most preferred one.

This is because machinery loans are specific in nature, wherein the equipment in question is taken as collateral along with some other security. The interest rates could be lower than those charged on term deposits.

Business Loan for Women

Some of the financial institutions have special schemes on an unsecured business loan for women entrepreneurs. Even the government of India has initiatives in place to encourage women to establish small to medium-sized businesses. 

Merchant Cash Advance

Here, the financial institution provides an advance of capital on a portion of daily debit card sales or credit. The borrower has to repay then the advance with a part of the daily credit sales. The borrower must ensure that they have enough cash flow to manage the payments. The advantage of a merchant cash advance is that the person has to pay as per the daily sales. So, if the business is slow, the amount to return is also low, and when the company is doing well, one can repay more.

To Conclude

It is advisable to select a business loan based on your business profile and requirement. The above-provided information will help you as a business owner decide the type of financing best suited for your venture. Oxyzo offers unsecured business loan of up to two crores for businesses to manage their working capital requirements.

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